Credit Card

Take advantage of the variety of card options that Heritage Trust has to offer. Better rates and lower fees than many banks! Our debit credit and debit cards offer many special advantages for members.

Report a Lost/Stolen Card

Report Lost/Stolen ATM/Debit Cards (800) 845-5550 or (843) 832-2600
After business hours (800) 331-9897 or (843) 832-2700

Report Lost/Stolen HT Rewards Credit Card (800) 449-7728

Report Lost/Stolen Infibank Credit Card (877) 875-8078

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Infibank Credit Card Accounts

To access your Infibank Credit Card Account or to make a payment, call 1-877-875-8078. Members can also mail payments to:

Cardmember Services
P.O. Box 2858
Omaha, NE. 68103-2858

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Special introductory rate of 0% for new HT Rewards Credit Cards and balance transfers from other institution cards opened November 1st – December 31st 2018. Offer good for 6 billing cycles from the date of first qualifying purchase. After the introductory period ends, your standard APR as low as 9.90% will be applied to any unpaid promotional balances. Heritage Trust membership required. Programs, rates, terms and conditions are subject to change without notice. Click here to view the Rate and Fee Disclosure, or for more information about the rates, fees, other costs and benefits associated with the use of this credit card, refer to the disclosures that accompany your credit card. 


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.