Financial Education Center

member-education-subpage-image-1

Educational Tools for Kids 

In addition to our account options for kids, we also offer special features and benefits including online financial education resources like Coindexter Jr. and Coindexter.

coindexter-jr_300x200px
coindexter-club_300x200px

Budgeting Tools

BudgetSmart is a free software download for Heritage Trust members. This easy-to-use tool uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively. With BudgetSmart, establish a budget, track your spending, view tips for improving areas of overspending, and even factor “what if” scenarios to determine how a major purchase or change in income might impact your budget.

Take control of your finances today Download BudgetSmart.

Calculators

ncua-logo

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

ESI-corporate-logo-b&w

Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.

                   buylocal    scjustright-logo-500x500