Home & Real Estate

Heritage Trust Home and Real Estate Lending offers members a wide variety of options.

We have many programs – from first time home buyers to rural housing loans, to lot/land programs and jumbo loans. It is our goal to work with members and find the right product to fit individual needs.

Get Started Today!

Click Here to complete our online application.
Please note Online banking access is required to view and complete the application. After you log in, simply click Loans tab, then Apply for a 1st Mortgage link.

Not a member?

Click here to complete our printed application. Simply email your completed application to lending@htfcu.org or return to any branch location.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.

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