Fixed Rate Second Mortgage Loan/Refinance

A Fixed Rate Second Mortgage loan is based on the equity of a home.

These loans can be used for:

  • Home improvement
  • Credit card consolidation
  • Cash for a large purchase or expense

Interest paid may be tax deductible. Members should consult a tax advisor to determine their specific situation.

To apply for a Second Mortgage Loan visit any branch location or contact our local call center
at (843) 832-2600 or (800) 845-5550.

*Consult a tax advisor regarding the deductibility of interest


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.