First Time Homebuyer

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Homeownership brings many benefits. When you buy your first home, you’ll become part of a community and experience the security of owning the roof over your head.

As a homeowner, you may also be able to:

  • Take control. Avoid rent increases and cancelled leases while creating a home that meets your needs and tastes.
  • Build home equity. Grow your assets with the principal portion of your mortgage payments as your property value potentially increases.
  • Get tax benefits. Deduct mortgage interest* and real estate property taxes on your income tax returns.
  • Build your credit. Create a strong credit history by making on-time mortgage payments.

For additional information review these Frequently Asked Questions.

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*Consult a tax advisor regarding the deductibility of interest.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.

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