Lot / Land

Lot Land Loan Charleston SC

We offer Lot/Land Loans with great rates and affordable payment options.

Features include:

  • Loans up to 90% of the lesser of appraised value or purchase price
  • Loans up to $750,000
  • Lot sizes up to 15 acres
  • No minimum time-to-build

Ready to Get Started?

Contact our Lending Team at lending@htfcu.org

Products and programs subject to change without notice. The APR is determined by credit score, LTV and loan amount. LTV=Loan to Value ratio. APR = Annual Percentage Rate. Rate and loan amount based on credit worthiness. Rate will not be increased after consummation. Origination fee applies to Lot Loans and covers the lender’s administrative costs in processing the loan. This is calculated at .0075% of the loan amount. For example, if the loan amount is $100,000, the origination fee is $750. 10-year fixed rate or a 30-year amortization with 5-year balloon programs available. Interest-only options available. Ask a credit union representative for details.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.