HT Auto Auction

Using our auto auction Web site, you can view, get information, and bid on vehicles just like you do on ebay or other online shopping sites. If you chose to finance your purchase with Heritage Trust, you will get excellent rates and terms on your loan.

How to Use the Auto Auction Web site
Our Auto Auction Web site is powered by TitleAuctions and offers competitive-bid auctions for pre-owned vehicles. When you use the Web site to bid on a vehicle, you can keep track of your bids until the auction closes. *Keep in mind that when you place a bid on this Web site, you are entering into a legal contract for the purchase of a vehicle, so bid carefully.

Web site Registration
If you only want to browse vehicles in these auctions, registration is not required; however, if you want to bid on a vehicle, you must be registered. * Please note that we respect your privacy; your registration information will be used only to facilitate auction transactions. We will never share or sell your information to third-party organizations.

Registration steps:

  • Review the payment agreement
  • Complete the registration form on the auction website
  • Confirm your registration on the auto auction website
  • After completing registration, you will receive an email confirmation, including your email address and password. Once you’ve received this email, you’re ready to start bidding!

You can browse the Web site without logging in. Once you decide to bid on a vehicle, you must login. This ensures the integrity and security of the information and transactions related to this Web site.

My cuAuctions
This area of the site allows you to update your personal information, place a watch on vehicles you’re interested in, and monitor any bids you have placed.

Visit HT Auto Auction

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Frequently Asked Questions

How do I purchase a vehicle using the internet?
The highest bid amount is always shown, and you can increase your bid in response to other bidders. You can also use proxy bidding. That means you can enter the highest amount you’re willing to bid. If another bidder enters an amount higher than your current bid, TitleAuctions will gradually increase your bid amount up the maximum that you set.

We’ll also alert you via email when someone has outbid you giving you the opportunity to increase your bid amount. The highest bidder at the end of an auction is obligated to purchase the vehicle in accordance to the auction payment terms (per their acceptance of the TitleAuctions Payment Agreement.)

How is this different than eBay, Yahoo or other Auctions?
You will work directly with the Credit Union! Vehicles on TitleAuctions are owned by Heritage Trust. You will never encounter a dealer on TitleAuctions. With Heritage Trust Auto Auction, you can buy without the usual dealership mark-up, and avoid the usual dealership hassles.

Register to bid – it’s free there’s no obligation
Heritage Trust will require information in order to finalize the vehicle transaction, should your bid win. The registration process captures that information. Once completing registration, it takes a few minutes (usually 5 minutes or less) to create your account and update our database with your information.

To complete your registration, simply click the “activate” link in the confirmation email you receive; this will open your account and you’re ready to begin your bidding.

Can I trust you with my personal information?
Your personal information is kept secured and strictly confidential using the most stringent security protocols available and is never shared with any outside party. You’re protected by two layers of high security – Heritage Trust’s Privacy Policy and TitleAuction’s Privacy Policy both are available online.

Can I see the vehicle before I bid?
Not only can you see the vehicle on-line, if the pictures shown on TitleAuctions do not provide you with enough information, you can contact Heritage Trust Federal Credit Union by email at or by phone at (843) 832-2600 to schedule a test drive. Please do not utilize this email address to send confidential/account information or inquiries. If you have account questions, please call our Contact Center at (843) 832-2600.

Who is responsible for shipping / delivery and storage?
As a successful bidder, you are responsible for picking up the vehicle or for shipping and delivery to your location. There are many shipping options available to you including United Road and McNutt Auto Transport Service. You have 5 working days from the date of your successful bid to pick up your vehicle and avoid additional storage fees. If the vehicle is not claimed within 5 days of a successful bid, Heritage Trust will bill you for storage fees at $5.00 per day for every day after 5 days.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.