HT Rewards Credit Card

Convenient. Flexible. Rewarding.

Accepted worldwide at millions of locations, the HT Rewards card is designed to offer you convenience, flexibility and a rewards program that lets you choose the reward that’s right for you.

Other Benefits:

  • Affordable rates as low as 9.90% APR*
  • No annual fees
  • Use anywhere MasterCard is accepted, worldwide
  • Account alerts for your payment due date, charges and credit limit updates
  • Manage your account from anywhere at any time with Online and Mobile Banking

Because Your Points Count!

Earn points with the freedom to redeem them for an exciting array of name-brand merchandise and travel awards. Get an electric guitar, big screen TV, or redeem points for a weekend get-a-way including airline, hotel or cruise packages at no charge. Now offering Points-to-Cash option!

View Your Points Balance and Redeem at CU Rewards

Please note our Third Party Link Disclosure.

*APR = Annual Percentage Rate. Rate based on approval and credit worthiness. Heritage Trust Membership required. Click here to view the Rate and Fee Disclosure, or for more information about the rates, fees, other costs and benefits associated with the use of this credit card, refer to the disclosures that accompany your credit card. If you have any questions, please contact a Member Service Representative at (800) 845-5550.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.