Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

A HELOC is an open ended line of credit based on the equity of a home. For eligible members, Heritage Trust will loan up to 90% of the Loan to Value. Loan to Value is based on your credit rating.

The interest paid on a HELOC may be tax deductible. Members should consult a tax advisor to determine their specific situation.

To apply for a HELOC loan, visit any branch location or contact our local call center at (843) 832-2600
or (800) 845-5550.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.

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