Home Equity Line of Credit (HELOC)
A HELOC is an open ended line of credit based on the equity of a home. For eligible members, Heritage Trust will loan up to 90% of the Loan to Value. Loan to Value is based on your credit rating.
The interest paid on a HELOC may be tax deductible. Members should consult a tax advisor to determine their specific situation.
To apply for a HELOC loan, visit any branch location or contact our local call center at (843) 832-2600
or (800) 845-5550.