Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)

A HELOC is an open ended line of credit based on the equity of a home. For eligible members, Heritage Trust will loan up to 100% of the Loan to Value. Loan to Value is based on your credit rating.

The interest paid on a HELOC may be tax deductible. Members should consult a tax advisor to determine their specific situation.

Ready to get started?

For additional information call our Real Estate Lending professionals at (843) 832-2614 or email us at lending@htfcu.org.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.