Make Your Mobile Financial Transactions Safer

Financial institutions have taken several measures – like encrypting your information – to help increase the security of online transactions, but there are steps you can take too.

Be password savvy
You probably know about changing your passwords every six months and making them hard to guess. But being smart with mobile devices also means using passwords as much as possible, like when your phone is first turned on or when it comes out of sleep mode. This makes it harder for someone else to access your information should they get your phone.

Use trusted apps only
Try to only download apps from trusted sources, like your financial institution. If you are considering downloading an app from an unfamiliar company, read as many online reviews as possible.

Download extra security
Adding antivirus software, security updates and wipe software – a program that lets you erase your mobile device’s contents if it gets stolen – will all make your mobile device safer.

Don’t provide account info via text or email
If you get any electronic communication asking for your account or personal information, call your financial institution or visit their website at the link you normally use. It’s also best to not click on links in emails or texts from senders you don’t recognize.

Use your mobile provider’s network to connect rather than public Wi-Fi
If you can get on Wi-Fi to check out your accounts, someone else can too.

Heritage Trust is committed to educating our members on fraud and a variety of additional security topics in an effort to protect you and your account information. For more tips on how you can protect yourself and privacy, visit our Member Protection Center.



Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.

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