Experience the Credit Union difference with Heritage Trust. We have been helping the lowcountry since 1955 and today, we serve over 45,000 members and 400 local businesses.

As a member-owner you can expect:

  • Total Convenience™ with Online and Mobile banking with Bill Pay and eStatements, over 40 ATMs, 12 branch locations and access to our Shared Branching Network (over 4,000 credit unions, nationwide).
  • Quality Products and Services designed with you in mind including our no monthly-fee, no minimum balance checking options, instant-issue debit card, HT Rewards credit card, Real Estate lending as well as other loan products!
  • Service Excellence – Our dedicated staff is here to help you with all of your financial needs. We also have a local call center.

Learn more about our Products and Services:


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.