Retirement, 401(k), Medicare

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Starting a new career or transitioning between jobs? Wondering what you should do about your 401(k) plan? When you are ready for retirement, you may be faced with important financial challenges. Our Retirement and Investment Services can provide smart options that meet your individual financial needs.
Our trusted and experienced financial advisors will work with you to:

  • Explain your investment options (401(k) vs. IRA)
  • Design a personal investment portfolio specifically for you
  • Provide a system of monitoring and adjusting your plan

Contact Our Local Long Term Care & Medicare Advisor!

Kirk A. Matenaer
Franklin & Associates
Direct: (843)762-4260 x25

Additional Resources:

Planning for Retirement

  • Pay Down Debt or Save
    for Retirement? (PDF)
  • Retirement Income Roadmap
    for Women (PDF)
  • Financial Checklist for Retirement
    (Accel Services)
  • How Can I Plan for Retirement
    if My Employer Doesn’t Offer Retirement Benefits? (PDF)
  • Sources of Retirement Income (PDF)
  • Retirement Checklist (PDF)

Budgeting/Saving

  • Gifting for Education
    Savings (PDF)
  • Comparison of College
    Savings Vehicles (PDF)
  • Debt Management (PDF)
  • Establishing a Budget (PDF)
  • Establishing or Increasing a Cash Reserve (PDF)
  • How Does Your 529 Plan Stack Up Against the Competition? (PDF)

All PDFs/Links for Planning for Retirement And Budgeting/Saving are located at http://www.heritagetrust.org/HTRIS/resources.html

Heritage Trust Federal Credit Union does not warrant, guarantee or insure any service or product offered by Franklin & Associates Advisors or any insurance companies. HTFCU, Franklin & Associates are separate entities.

All Securities Through Money Concepts Capital Corp., Member FINRA / SIPC
11440 North Jog Road Palm Beach Gardens, FL 33418
Phone: 561.472.2000
Copyright 2010 Money Concepts International Inc.

Investments are not FDIC or NCUA Insured
May Lose Value – No Bank or Credit Union Guarantee 

Heritage Trust Retirement & Investment Services is an independent firm not affiliated with Money Concepts Capital Corp.