Savings / Certificate Loans

Savings/Certificate Loans

Borrowing against a Heritage Trust Savings account or Certificate is an inexpensive and convenient way to obtain cash when needed.

  • Immediate approval – no waiting or credit check
  • Continue earning on deposits
  • Interest rate is only a few percentage points above the earning rate on savings and certificate accounts

View Current Loan Rates

*Loan amounts based on credit worthiness. Some restrictions may apply. For more information, visit a branch or call (843) 832-2600 | (800) 845-5550.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.